Of the Earth Solutions
Grounded guidance for your home, your wealth, and your legacy.
Of the Earth Solutions helps families, investors, and business owners finance their homes, protect their wealth, and plan their legacy — with mortgage lending, capital gains strategies, retirement and estate planning, all under one roof.
Michael John Geannelis
Founder
Our expertise
Comprehensive planning for your future
From your first home to your family's legacy — clear guidance and the right strategy at every stage.
Mortgage Services
Purchase
Buy your next home with confidence. We compare programs, explain every number, and guide you from pre-approval to closing.
Refinance
Lower your rate, shorten your term, or restructure your loan so your mortgage works for your life today.
Cash Out
Put your home equity to work — for renovations, investments, debt consolidation, or the next chapter.
Comprehensive programs
Whatever your situation, there’s a loan program built for it.
- First-Time Homebuyers
- Military & VA
- Investors
- Self-Employed / Business Owners
- Jumbo Loans
- Construction / ADU Financing
- Commercial Loans
- Fix & Flip Financing
- Refinance Solutions
- Multifamily Financing (5+ units)
- Luxury Loans ($3M+)
Wealth & Legacy Planning
Capital Gains Strategies
Sell smart and keep more. Proven, IRS-compliant strategies to sell your home or appreciated assets without the tax surprise.
Retirement Planning
Build a resilient, predictable stream of income for your retirement years, so you can maintain your lifestyle and peace of mind.
Estate Planning
Create your will or trust, protect the people you love, and secure your legacy — guided online trusts or attorney-based plans.
Business Solutions
Safeguard your company with strategic planning, including buy/sell agreements, key person insurance, and corporate 401(k) plans.
Life Insurance
Protect your family's financial future with life insurance coverage tailored to your unique needs and goals.
Real Estate Services
Expert guidance for buying, selling, and investing in property, so you make informed decisions in today's market.
Partner ecosystem
A trusted network, working for you
We partner with best-in-class lenders, advisors, and innovators so every part of your plan is covered.
Western Capital Mortgage
Mortgage lending partner for purchase, refinance, and specialty programs.
Global Financial Impact
Financial education and wealth-building solutions for families.
Iron Gate Advisors
Advisory partner for wealth preservation and strategic planning.
Ag3nt.Homes
AI-powered home search to find the right property, faster.
Data Driven Partners
Data and analytics partner powering smarter decisions.
Granada House
Event space hosting our workshops, seminars, and community gatherings.
Events
Learn with us
Workshops, seminars, and community gatherings on homeownership, wealth, and legacy planning.
Upcoming events coming soon
We’re planning our next events at Granada House. Schedule a meeting to hear about them first.
Get in touchOur consultants
The people behind your plan
Experienced professionals across lending, real estate, and financial strategy — with more loan officers and realtors joining soon.
Michael John Geannelis
Founder
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Ariocha Salas
Financial Consultant & Capital Gains Tax Strategist
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Randy Sicairos
Consultant
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Daniel Contreras III
Consultant
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Frank Valadez
Consultant
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Domingo Rivera
Consultant
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Dylan Lovecchio
Consultant
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Schedule a meeting
Let's talk about your future
Book a free 30-minute consultation. We'll listen, answer your questions, and map out your options — no pressure.
Prefer email? oftheearthsolutions@gmail.com